Living in Delhi, you often encounter various financial needs, whether it’s managing wedding expenses, renovating your home, planning a vacation, or addressing unexpected emergencies. Chintamani Finlease understands these requirements and offers tailored personal loans to meet your needs. With competitive interest rates, minimal documentation, and quick disbursals, you can access funds swiftly and conveniently.
Features and Benefits of Personal Loans in Delhi:
- Loan Amount Flexibility: Apply for a loan amount up to ₹3,00,000 based on your specific needs and eligibility.
- Quick Approval and Disbursal: Enjoy fast processing, approval and disbursal within 48 hours.
- Affordable Interest Rates: Competitive rates help make monthly repayments manageable.
- Minimal Documentation: Minimum Streamlined documentations requirement make the application process hassle-free.
- No Collateral Needed: Personal loans are unsecured, so there is no need for collateral .
- Flexible Repayment : Choose a repayment tenure upto15 months that best suits your financial plans.
Eligibility Criteria:
- Age: Applicants must be 21 to 50 years old.
- Income:
- Salaried: Minimum ₹30,000 per month.
- Self-Employed: Business tenure of at least 3 years standing.
- Credit Score: 700 CIBIL score is preferred, low cibil score options are available.
- Employment: Stable employment for salaried and 3 years standing for self-employed..
How to Apply for a Personal Loan in Delhi:
- Visit the Website: Go to Chintamani Finlease.
- Fill Out the Application Form: Provide your details and loan requirements.
- Upload Required Documents: Submit soft copies of necessary documents.
- Get Approval: Once verified, your loan will be approved swiftly.
- Receive Funds: Loan amount is transferred directly to your bank account.
Documents Required:
- Identity Proof: PAN Card and Aadhaar Card.
- Address Proof: Passport, Utility Bill, or Rent Agreement.
- Income Proof:
- Salaried: 3 months' salary slips and 6 months' bank statement.
- Self-Employed: Last 3 years' ITR, 2 years Audited/ Unaudited Balance Sheet along with GST Return and 6 month bank statements.
FAQs:
- How much time does it take to process a loan?
Loans are typically processed within 48 working hours i.e. documentation and Disbursal. - What happens if I miss an EMI?
You may incur penalties, and it could affect your credit score. - Can I prepay my loan?
Yes, we allow prepayment with flexible options. - What is the minimum loan tenure?
You can choose a repayment period starting from 3 months.
Why Choose Chintamani Finlease?
Chintamani Finlease has established itself as a trusted and efficient lender in Delhi With a customer-first approach and reliable services, we ensure your financial needs are met with utmost ease.
Apply for a personal loan in Delhi today and take the first step toward achieving your financial goals!