For individuals in Gurugram looking to manage unexpected expenses, finance a personal project, or handle emergencies, Chintamani Finlease offers tailored personal loan solutions with competitive interest rates and quick disbursement. With a seamless application process, transparent terms, and flexible repayment options, Chintamani Finlease makes it easier to secure the funds you need in Gurugram.
Features and Benefits of Personal Loans in Gurugram:
- Loan Amount Flexibility: Apply for a loan amount up to ₹3,00,000 based on your specific needs and eligibility.
- Quick Approval and Disbursal: Enjoy fast processing, approval and disbursal within 48 hours.
- Affordable Interest Rates: Competitive rates help make monthly repayments manageable.
- Minimal Documentation: Minimum Streamlined documentations requirement make the application process hassle-free.
- No Collateral Needed: Personal loans are unsecured, so there is no need for collateral .
- Flexible Repayment : Choose a repayment tenure upto15 months that best suits your financial plans.
Eligibility Criteria:
- Age: Applicants must be 21 to 50 years old.
- Income:
- Salaried: Minimum ₹30,000 per month.
- Self-Employed: Business tenure of at least 3 years standing.
- Credit Score: 700 CIBIL score is preferred, low cibil score options are available.
- Employment: Stable employment for salaried and 3 years standing for self-employed..
How to Apply for a Personal Loan in Gurugram:
- Visit the Website: Go to Chintamani Finlease.
- Fill Out the Application Form: Provide your details and loan requirements.
- Upload Required Documents: Submit soft copies of necessary documents.
- Get Approval: Once verified, your loan will be approved swiftly.
- Receive Funds: Loan amount is transferred directly to your bank account.
Documents Required:
- Identity Proof: PAN Card and Aadhaar Card.
- Address Proof: Passport, Utility Bill, or Rent Agreement.
- Income Proof:
- Salaried: 3 months' salary slips and 6 months' bank statement.
- Self-Employed: Last 3 years' ITR, 2 years Audited/ Unaudited Balance Sheet along with GST Return and 6 month bank statements.
FAQs:
- How much time does it take to process a loan?
Loans are typically processed within 48 working hours i.e. documentation and Disbursal. - What happens if I miss an EMI?
You may incur penalties, and it could affect your credit score. - Can I prepay my loan?
Yes, we allow prepayment with flexible options. - What is the minimum loan tenure?
You can choose a repayment period starting from 3 months.
Why Choose Chintamani Finlease?
Chintamani Finlease has established itself as a trusted and efficient lender in Gurugram With a customer-first approach and reliable services, we ensure your financial needs are met with utmost ease.
Apply Now for a personal loan in Gurugram today and take the first step toward achieving your financial goals!