Need funds for your Business? Get a boost with a Business Loan! Whether you're Starting Up, Expanding, or Covering Expenses, we've got you covered with Competitive Interest Rates and Flexible Repayment options, our Loans are tailored to your needs. Our friendly team is here to guide you through the process, making it easy and stress-free. Take your Business to the next level with our Business Loans today!
A company embarking on a major project, such as Infrastructural Improvements, the Construction of a Factory, or Expanding into New Markets, may require more funding to achieve its goals. Chintamani Finlease comes to the rescue in such situations.
Documents Required
- Last 3 years Income Tax Return.
- Last 6 months Bank Statement.
- KYC Documents (Aadhar Card, Pan Card, Passport)
- Utility Bill
Rent Agreement.
Eligibility Criteria
Before Applying for a Loan, you must check over the following Qualifying Criteria:
| Eligibility Criteria | Details |
| Required Documents | - PAN Card - Aadhaar Card - Address Proof - 3 Years ITR (Income Tax Returns) - GST Returns (if applicable) |
| ITR Requirement | Minimum ₹4 lakhs in 3 consecutive years |
The Benefits of Applying for a Business Loan with Chintamani Finlease Limited.
- No Collateral Required: The benefit associated with an Online Business Loan is that a no-collateral business loan provides financing for your business without requiring any assets as collateral.
- Low CIBIL Funding: Chintamani Finlease demonstrates its willingness to be a faithful friend to all of its customers, promising not to abandon them in their time of need by providing Loans to those with poor CIBIL Scores.
- Minimum Paperwork: The Verification and Documentation Procedure has become more efficient, with only a few Documents Required for Approval.
- Easy and Quick Approval: The procedure has gone digital, which has resulted in a reduction in Verification time.
- Multipurpose in Nature. : It is multifunctional and used for various purposes except for investing and criminal activities.
- Fast Assistance. : Business Loan Approval is a Quick and Hassle-free procedure. For any questions, concerns, or feedback, please contact us at info@chintamanifinlease.com.
- Customer Needs at the Forefront: We aim to provide you with the most personalized experience by handpicking Business Loan options based on the client profile. All of our services are provided at no cost to our consumers.
- Trust and Reliability: With years of experience in the Financial Industry, Chintamani Finlease has earned a Reputation for Trust and Reliability. Count on us to provide you with dependable Financial Solutions that meet your needs and exceed your expectations.
- Security and Confidentiality: We prioritize the Security and Confidentiality of your Personal Information. Rest Assured that your data is Safe with us, and we follow to Strict Privacy Standards to Protect your Privacy.
Frequently Asked Questions (FAQs)
- What documents do I need to apply for a Business Loan?
To apply for a Business Loan, you'll need the last 3 years' Income Tax Returns, the last 6 months' Bank Statements, KYC Documents, and an Electricity Bill/Rent Agreement. - What are the qualifications needed to apply for a Business Loan?
You must be at least 18 years old, have been operating your business for a minimum of 3 years, and have your Business Turnover audited by a Certified Chartered Accountant to ensure positive cash flow. - Can I apply for a Business Loan with a low CIBIL score?
Yes, Chintamani Finlease offers Business Loans to individuals with low CIBIL scores, demonstrating our commitment to support all customers in their time of need. - How long does it typically take to receive approval for a Business Loan?
Our streamlined digital process allows for quick and hassle-free approvals, significantly reducing verification time. - Is collateral required for a Business Loan?
No collateral is required for our Online Business Loans, allowing you to secure financing without needing to provide any assets as security.